Coming Soon

Zero-based budgeting, built for Apple.

You decide where your money should go, record what actually happens, and JABA keeps an accurate picture of what you have available. A hands-on budgeting app for iPhone, iPad, and Mac.

No sign-up. No bank connection required. No ads.

Join the Private Beta

Beta members get 3 months free when JABA launches.

Features

Budget the money you actually have.

The first release is the core zero-based workflow: add your accounts, assign the money in them to categories, record transactions as they happen, and see where you stand right away.

Start with the money you have today.

Add your checking, savings, cash, and credit cards, and enter each one's current balance. That is the starting point for your budget. No bank login, no waiting for anything to sync.

Give every dollar a job.

JABA uses zero-based budgeting: you assign the money in your accounts to categories before you spend it. Ready to Assign shows what is still waiting for a job. Nothing is planned from a paycheck that has not arrived.

Record what actually happens.

Enter spending and income as it happens, in a few taps. Pick the account and category, save, and you are done. Recording each transaction yourself keeps you in touch with where your money is going.

See where you stand, immediately.

Every transaction you save updates the account balance, the category's activity and available amount, and Ready to Assign. When groceries are down to $40, that is what you have left — not a guess, and not next month's income.

Move money when priorities change.

Cover an overspend by moving money from another category. The budget stays balanced because you are reassigning dollars you already have, not stretching a target.

Private Beta

Try JABA before it launches.

JABA will be a paid app ($59.99/year or $9.99/month). Private beta members get 3 months free when JABA launches.

Join the Private Beta
Privacy First

Your financial data is not a product.

JABA does not sell your data, run ads, or send transaction amounts, merchants, or balances to analytics. We collect what the app needs to work.

  • No ads. No selling your data.

    JABA does not run ads, and it does not sell your financial information. We collect what the app needs to work — not a profile to monetize.

  • No sign-up, and your budget stays on your device

    There is no email, password, or Sign in with Apple. JABA sets up an anonymous account for you behind the scenes. In the first release, your accounts, categories, and transactions are stored on your device, and you never have to hand over a bank login.

  • Analytics that know their place

    We track actions like tapping a button so we can improve the app. We never send what you spent, where you spent it, or what your balance is to analytics.

Data sold to third parties

We do not sell it

Amounts & balances in analytics

Not collected

Sign-up required

None

Sync encryption

Encrypted at rest & in transit

FAQ

Common questions.

JABA will be a paid app: $59.99/year or $9.99/month. Private beta members get 3 months free when JABA launches.
The first release is the core zero-based workflow: add your accounts and their current balances, organize your money into categories, assign what you have until Ready to Assign reaches zero, and enter spending and income as it happens. Every transaction updates your account balances, category activity, available amounts, and Ready to Assign right away.
Because it keeps you in charge. Recording a purchase when you make it means your budget is current the moment you save, instead of waiting days for a bank to post it. It also makes each spending decision visible, which is what makes zero-based budgeting work.
No. JABA works entirely from the accounts and transactions you enter, and the beta does not require a bank connection. Bank syncing through Plaid is planned as an optional convenience after launch. When it arrives, imported bank transactions will be matched against the ones you have already entered, to help you catch anything you missed — not to replace entering them yourself.
No. There is no sign-up, email and password, or Sign in with Apple. JABA sets up an anonymous account for you automatically when you open the app.
Not in the first release. JABA starts out local-first: your budget is stored on the device you use it on. Syncing your budget across iPhone, iPad, and Mac is planned as a fast follow.
JABA will be available on iOS 27+, iPadOS 27+, and macOS 27+ at launch.
JABA is launching in the United States.
Use the form on this page. We’ll email you when access is ready. The private beta lasts until launch; after that, continued use requires a paid subscription. Beta members get 3 months free when JABA launches.
JABA does not sell your data or use it for ads. Analytics only track actions you take in the app — not amounts, merchants, or balances. There is no sign-up, and in the first release your budget is stored on your device. Read the full Privacy Policy.

Try JABA before launch.

JABA will be a paid app. Private beta members get 3 months free when JABA launches.

Join the Private Beta