Dev updates, tips,
and everything in between.
Follow along as we build JABA. Honest updates on what we're shipping, budgeting advice that actually helps, and how to get the most out of the app.
How to Stop Living Paycheck to Paycheck
How to stop living paycheck to paycheck: map which paycheck pays which bill, then build one month of essential costs so this month runs on last month's pay.
How Much Should I Budget for Groceries?
How much to budget for groceries: find your real number from the last three months, check it against the USDA food plans, and stop it from creeping up.
Budgeting TipsZero-Based Budgeting for High Income Earners
Zero-based budgeting for high income earners: plan the month on your base pay, then assign the surplus in a written priority order before the month starts.
Budgeting TipsHow to Do a Monthly Budget Review
A step-by-step monthly budget review for a zero-based budget: check last month, cover any shortfalls, fix your category amounts, and fund next month.
Budgeting TipsZero-Based Budgeting vs 50/30/20: Which Fits You?
Compare zero-based budgeting and the 50/30/20 rule in plain English. See the real difference, a worked example, and when each method fits.
Budgeting TipsHow to Start a Zero-Based Budget Mid-Month
How to start a zero-based budget mid-month: assign only money you already have, cover bills due before your next paycheck first, and leave nothing unassigned for the days left.
Budgeting TipsZero-Based Budgeting Categories for Beginners
A starter list of zero-based budgeting categories for beginners: 10 to 15 categories covering bills, everyday spending, saving, and costs that come later, plus how to adjust when a category runs short.